When it comes to personal insurance, most people are familiar with their auto, homeowners, or renters policies. However, fewer may be aware of umbrella insurance-a type of coverage that goes beyond the limits of your...

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Starting a new journey together as newlyweds is an exciting time filled with hopes, dreams, and plans for the future. Amidst the whirlwind of changes, it’s crucial not to overlook the practical aspects of merging your...

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In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner...

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Owning a boat can make weekends and vacations fun and memorable. Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of accidents and unwanted insurance...

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Personal insurance is the best way to protect yourself from liability and catastrophic financial loss. In fact, personal auto insurance is required in Oklahoma, and home insurance is probably mandated by your mortgage...

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When you tackle home improvement projects, it’s wise to prioritize those that add the most to your property’s value, especially if you might put your home on the market in the next few years. Here are the renovations...

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If you have a young driver in your home, you may be fearful about them driving on their own, especially in bad weather or road construction. Here are some tips to share with them to improve safety by adapting their...

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Umbrella insurance is one of the best values out there for your money. Yet many people aren’t really clear on what umbrella insurance covers. Here’s what you need to know to make sure you’re not leaving yourself open to...

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You’re not required to have ATV insurance in Oklahoma to operate your all-terrain vehicle off-road. However, ATV insurance is still a smart purchase, and here’s why. Cover Yourself in Case of an Accident with Liability...

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Your boat is an investment that gives you tons of fun all summer long. But come the cold weather months, you want to make sure it’s properly winterized before you store it, so it’s protected from weather and other...

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Just like single-family home and condo owners, renters need insurance for their belongings. Read on to learn how renters’ needs are unique and how you can protect yourself with renters insurance, which provides extra...

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Homeowners today have never had more ways to save money through technology. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety. Better safety can mean fewer...

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Oklahoma is a great place to enjoy a motorcycle. But you need to ride legally and safely. Keep reading to learn what you should know about motorcycle insurance in order to protect yourself and other motorists on the...

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If you’re on the fence about renting or owning a home, here’s a helpful look at the upsides of each option. Remember to get the right insurance when you make your choice, so your property is fully protected. The...

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For some folks, their RV is an occasional getaway vehicle, while for others, it’s a residence on the road for weeks at a time. No matter how you use your RV, you want to protect it with the right RV insurance. Learn...

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If you want to reduce your risk of traffic accidents and the insurance claims that accompany them - which could cause your premium to go up - you need to drive defensively. Here are some driving tips to help you avoid...

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Even though boat insurance is not legally required in Oklahoma, you might be surprised to learn there are many good reasons for carrying insurance anyway. You’ll enjoy being out on the water more when you know your...

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If you’re house hunting, you’re probably looking at many elements like the number of bedrooms or how updated the kitchen is. Don’t forget to check for these things too, which which may help avoid home insurance claims...

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Don’t put yourself at risk by driving without the proper Oklahoma insurance! Here is the vital information you need about auto insurance and how you can make certain you’re fully protected. Minimum Liability Insurance...

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In today’s digital world, slander and libel lawsuits are more common than you may think. Comments made in haste or anger on social media can have lasting and far-reaching effects on a person’s reputation or character,...

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Many insurance carriers today offer smartphone apps that track telematics to monitor driving. Here’s how they work and how these apps may help you lower your auto insurance premium, along with a few other advantages. ...

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If you own your home, you should be protecting your biggest asset with the proper insurance. Here’s what you need to know about home insurance and what it covers. Why Is Home Insurance Essential as a Property Owner?...

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Water has been in short supply in many areas of the United States lately. And even if it’s bountiful where you live, you may be paying more for water than you’d like. Here are some tips for using less water and saving...

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Contracting is considered a riskier profession. But you’re not just in danger of hurting yourself on the job; you could be sued in a liability claim too. Here’s how you can protect yourself with contractors insurance,...

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Oklahoma is an important center in the energy sector. If you run an oil or gas company, it’s important to protect your business - now more than ever - with infrastructure attacks, price fluctuations, and liability...

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Whether you’re just getting away for a long weekend or spending a few weeks out of the house, it’s important to ensure your home is safe while you’re gone. Follow these tips to help prevent break-ins, fires, and water...

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If you work in certain types of professions, you may have been told you need to have a bond to pursue desirable jobs. But what kind of bond do you need? With so many bonds available, you want to be sure you get the...

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It seems like every day on the news that we hear stories about a hurricane, flood, or wildfire creating massive damage in the U.S. and putting people out of their homes. Have you thought about how your family would...

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With the new car market impacted by shipping delays, many people are choosing to buy used cars lately. And some people only purchase a used vehicle because it saves them money and lets the first owner figure out if it’s...

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A security camera can help protect your property against intruders or provide evidence in the event of a break-in. But with all the technology available today, it can be tough to figure out which smart security camera...

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If you’re looking around for home or auto insurance, you may find the process confusing, especially if you’re new to buying coverage and aren’t familiar with the terminology. Here are five essential things you should...

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You've worked hard to create a beautiful garden for your yard, but there is more to yard maintenance than simply mowing the lawn and watering the plants. There are plenty of other tasks you'll need to complete in order...

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Grilling food is a fun pastime, and it’s ideal on those summer days when you don’t want to heat up the kitchen. But every year, there are accidents and home fires because people don’t grill safely. Follow these tips to...

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No one likes the thought of having pests in their home, whether they be rodents, cockroaches, ants, or any other common household pests. If pest activity is common in your area, it is important to take steps to prevent...

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Water damage is one of the worst problems that homeowners can run into. Not only can it be incredibly expensive to repair, depending on the extent of the damage, but it can also create the potential for mold and mildew...

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Spring is a common time for people to take on all of the cleaning tasks that they put off during the winter. With the weather getting warmer, it's the perfect time to tackle jobs both inside and outside your home. While...

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You may not give the windows on your home much thought, but they can actually make a big difference not just in your comfort level, but also in the value of your home. You'll have a wide range of options to choose from,...

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If you're like most people, you like to keep your home at a comfortable temperature throughout the year. However, running your heater or air conditioner constantly uses a lot of energy, and your electric and gas bills...

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Today's modern appliances are much more energy-efficient than their predecessors, and some are even better than the rest. When shopping for appliances, you'll likely be overwhelmed by choice, so it is important to know...

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Smoke and carbon monoxide detectors are essential for any home, so you should ensure that your house is equipped with them. You should have detectors in the main living areas on each floor, including in every bedroom...

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No one likes to think about the possibility of a fire in their home, but this is one situation where it definitely pays to be prepared. This is especially true if you have children or pets in your home. Read on to learn...

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We’re are happy to have added Farmers Alliance Mutual Insurance to our portfolio of companies. Farmers Alliance is a financially strong, regional insurance company that offers products in Oklahoma, Colorado, Idaho,...

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Solar panels can provide clean electricity for your home, helping you to save money on energy costs while also doing your part to help the environment. However, not all homes are suited to solar energy. Here's what you...

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When it comes to buying insurance, you have two primary options available to you: independent agents like us, and captive agents. While both can provide insurance services, these two types of insurance agents are not...

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Summer is here and people are flocking to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for Disease Control and...

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Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Sometimes a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage...

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Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re...

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If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two...

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It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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Unless you’re headed to a warmer climate for the winter - or you live in one already - fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). And just because you...

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Fall is a wonderful time - if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and...

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We’re not quite sure where summer went, but if you haven’t noticed, the new school year is upon us. And as you get your kids organized and ready, consider doing the same thing for something else - your home. It won’t...

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What would you do without power tools? Well, you’d probably take on fewer home-improvement projects — and probably have a lot more calluses on your hands. Thankfully, you don’t have to do without. But you do have to use...

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Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially...

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It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference - and whether you’re handy or not, you can...

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Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off...

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A safe home, a regular routine, a soft bed – the things that bring you comfort bring your pet comfort, too. It’s so important to give some advance thought to how you’d handle your pet responsibilities during and after a...

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Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about...

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Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

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Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO...

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You probably have auto insurance for your personal vehicle. This insurance coverage is mandated by many states to cover liability in case you hurt someone or damage their property in an accident. It’s also usually...

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If you own a small business or are thinking about starting one, you want to make sure you have the right insurance to protect your assets and your employees. Commercial insurance has many options to cover virtually any...

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If you’re looking at homeowner insurance policies, you’ve surely come across the word “deductible.” Let’s take a look at what a deductible is and how it affects your choice of insurance policy. What Is a Deductible? A...

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If you’ve ever been stuck on the side of the highway with an RV issue, you know what a life saver roadside assistance can be. Whether you need a battery charged, a tire changed, or a tow you’re often back on the road in...

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If you’re thinking about starting a small business or have just opened your doors, you probably have a million things on your to-do list. But, one of the first should be familiarizing yourself with all your insurance...

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The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...

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When you’re away from home on vacation or traveling for work, your home is more vulnerable. Not only might it be more attractive to thieves and vandals, it can be at risk from fire and water damage from a broken pipe....

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Whether you’re an established business or are just starting out, commercial property insurance may seem overwhelming. After all, there are so many issues you need resolved and so many options available. It makes sense...

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Having homeowner insurance is one way you can protect your greatest asset, and it’s also vital, if you rent, to cover your belongings in the case of fire, theft, and other losses. Of course the best way to secure your...

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If you’re shopping for an insurance policy, whether for yourself or your business, you’ve probably been bombarded with information. If you look online, of course the names of major insurance companies will come up first...

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Anyone who rents their home, whether it is an apartment or house, should have a renters insurance. The landlord’s insurance policy does not cover your belongings; it only covers the landlord’s property. Our insurance...

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Decluttering is having a moment these days. Organizing guru Marie Kondo has her own show on Netflix, people everywhere are going through their things and asking, “Does this bring me joy?” and many are even exploring the...

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Umbrella insurance is important for protecting your assets. All it takes is one big accident that can exhaust your liability limits, causing you to pay any additional expense out of your own pocket. An umbrella policy...

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Not all insurance policies are created equal. There are many differences between auto policies that go into how much their premiums are. The lowest premiums frequently have coverage that won’t protect you the way you...

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Are you looking for an insurance agent in Stillwater, OK? We are here for you. We offer Personal Auto, Homeowners, Renters and Umbrella policies. We can also meet your commercial insurance needs with a Business Owners...

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Fall is here, and there are still plenty of motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not...

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Group riding is a favorite activity among many motorcycle riders. Whether you’re part of a riding club, a social event, a charity ride, or out for a leisurely cruise with friends, group riding can be a rewarding way to...

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